In 2025, while France recorded an historic high of 70,000 safeguard procedures, restructurings and judicial liquidations, Normandy has managed to contain the rise in business failures.
The resilience of Normandy’s business sector
According to the annual report published by the Bank of France, Normandy recorded a total of 2,678 restructuring and judicial liquidation proceedings, representing a 0% increase compared with 2024 – more than three times lower than the national average (+3.5%). In a context of widespread economic pressure, Normandy ranks among the most resilient regions, alongside Grand Est, which has stabilised its figures, and the Sud region, which recorded a 5% decline.
Several sectors confirm this regional trend: collective insolvency proceedings have almost halved in agriculture and have also declined in the information and communication sector as well as in finance and insurance. These developments reflect the real capacity of Normandy’s economic sector to adapt.
Acting early to avoid the worst: the key to success
This resilience echoes the national initiative led by the French Ministry for Small and Medium Sized Businesses, focused on the prevention of business difficulties. Around thirty public, private and non-profit stakeholders recently signed a charter of trust aimed at strengthening anticipation, support and prevention. The objective is to make better use of existing support mechanisms that remain underutilised. As business mediators often point out, anticipation makes all the difference: when
company leaders seek support or contact the courts early enough, a solution is found in 70% of cases. Conversely, when action comes too late, 70% of situations end in restructuring or judicial liquidation.
With an increase well below the national average, Normandy provides a concrete illustration of this culture of anticipation.
In a demanding economic environment, it is precisely this combination of clear-eyed awareness of economic conditions, the responsiveness of business leaders and strong regional solidarity that constitutes one of Normandy’s key strengths.
